Trucking Transportation Underwriter
RLI Insurance CompanyAbout Us We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company. Position Purpose Under general oversight, underwrite and manage a profitable book of commercial transportation business, primarily focused on mid-sized trucking fleets. Evaluate complex new and renewal accounts, apply sound underwriting judgment, and make risk selection, pricing, and coverage decisions within assigned authority. Develop strong relationships with agents and brokers to increase submission flow and identify profitable new business opportunities. Maintain ownership and accountability for portfolio performance while balancing growth, profitability, and underwriting discipline. Principal Duties & Responsibilities Analyze, evaluate, accept, decline, rate, quote, and bind complex new and renewal commercial transportation accounts within assigned underwriting authority. Evaluate trucking operations, loss experience, driver and fleet characteristics, safety practices, financial information, and other relevant exposures to determine risk acceptability, pricing, terms, and conditions. Develop and maintain strong relationships with agents and brokers to generate quality submission flow, retain profitable business, and identify new business opportunities. Manage an assigned book of business with accountability for growth, profitability, rate adequacy, retention, and overall portfolio performance. Review complex submissions, account loss experience, pricing models, and other underwriting information to identify profitable risk opportunities. Negotiate pricing, coverage, terms, and conditions with agents and brokers while maintaining underwriting discipline and product appetite. Monitor individual account and portfolio performance and respond appropriately to changes in loss trends, exposure, market conditions, or risk quality. Maintain complete and organized underwriting files with clear documentation supporting risk selection, pricing, and underwriting decisions. Exercise independent judgment on complex and non-standard underwriting matters and present recommendations to management when appropriate. Collaborate with underwriting leadership and internal business partners on market, product, agency, and portfolio initiatives. Assist with special projects or other duties as assigned. Education & Experience Typically requires a bachelor's degree in insurance, finance, risk management, business, or a related field. Minimum of 2 years of commercial trucking transportation underwriting experience. Experience underwriting fleet or other complex commercial auto risks preferred. Experience developing producer relationships and managing a profitable book of business preferred. Equivalent combination of education and experience will be considered. Knowledge, Skills, & Competencies Strong knowledge of commercial transportation underwriting principles, including risk selection, pricing, coverage, and portfolio management. Ability to evaluate trucking operations and exposures, including fleet composition, driver quality, loss experience, safety practices, operating characteristics, and other fac…